Introduction
Investors today are closely watching the upcoming Tata Capital IPO, especially as it draws comparisons with established NBFC giant Bajaj Finance. With Tata Capital Shares now available in the unlisted space, many are wondering whether to enter early or stay with the proven player. Both companies operate in the same lending space but offer very different investment journeys. In this blog, we break down their differences to help you understand where the real opportunity lies today.
A) Tata Capital IPO Latest News 2025
If you’re tracking Tata Capital Shares, now is the time to stay alert. The IPO is shaping up to be one of the most talked-about offerings of 2025, and the developments are coming in fast. Here’s everything you need to know right now — simplified and well-structured for easy understanding.
~ Key Highlights: Tata Capital IPO Latest News 2025
– Tata Capital are preparing for public listing under a massive ₹17,000 crore IPO plan.
– An updated DRHP (Draft Red Herring Prospectus) was filed with SEBI in July 2025, marking one of the final steps before IPO approval.
– Tata Sons is set to divest 23 crore shares, while IFC intends to release 3.6 crore shares through an Offer for Sale (OFS).
– The Tata Capital IPO is likely to debut sometime between August and September 2025, pending final approval from SEBI.
– Tata Capital are currently trading in the unlisted market at around ₹880–₹935, reflecting strong investor interest ahead of the IPO.
– Once listed, Tata Capital will meet the RBI’s requirement for NBFCs to go public — a key regulatory milestone.
– The IPO is projected to be oversubscribed, given the strong parentage of Tata Group and robust financial performance.
~ Tata Capital IPO Snapshot – At a Glance
| Particulars | Details |
| IPO Size | ₹17,000 crore (approx.) |
| DRHP Status | Updated in July 2025 |
| SEBI Approval | Awaiting final nod |
| Promoter Offer for Sale (OFS) | Tata Sons: 23 crore shares |
| Other OFS Participant | IFC: 3.6 crore shares |
| Expected IPO Launch | August–September 2025 |
| Unlisted Share Price Range | ₹880 – ₹935 |
| Sector | NBFC (Non-Banking Financial Company) |
Why It Matters for Investors
– Tata Capital Shares are in demand due to strong brand backing and performance.
– Listing will bring transparency, liquidity, and better price discovery.
– This IPO could be your opportunity to enter early into a company that plays a key role in India’s growing financial services sector.
– Don’t miss out on any updates. This is the most critical time to track Tata Capital IPO latest news and prepare for entry before demand spikes further.
B) Tata Capital IPO Shares Price Update
As Tata Capital moves closer to its much-anticipated IPO in 2025, investors are closely watching updates on its share price. If you currently own Tata Capital in the unlisted space or are considering investing, the points below provide a simple and clear overview to keep you informed.
~ Key Highlights on Tata Capital Shares:
1. Current Unlisted Market Price:
– As of July 2025, Tata Capital are trading in the unlisted market between ₹850 to ₹935 per share. Prices may vary slightly depending on demand and seller availability.
2. Pre-IPO Demand Spike:
– Due to the upcoming IPO, investor interest in Tata Capital has surged. This demand is gradually pushing prices higher in the grey market.
3. Share Sale Details in DRHP:
– Tata Sons will sell 23 crore shares, and IFC plans to offer 3.6 crore through (Offer to Sale) OFS, as per the DRHP. This large share sale is expected to bring liquidity to the unlisted shares post-listing.
4. Estimated Tata Capital IPO Share Price:
– While the final IPO price band will be announced closer to the listing, analysts estimate the Tata Capital IPO share price could range between ₹950 to ₹1,050, depending on valuations and market conditions.
5. Upside Potential:
– Early investors in Tata Capital may benefit from potential listing gains, especially if the IPO is priced attractively and market sentiment remains bullish.
~ Tata Capital Share Price Snapshot (July 2025)
| Parameter | Value |
| Current Unlisted Share Price | ₹850 – ₹935 |
| Estimated IPO Price Range | ₹950 – ₹1,050 |
| Tata Sons Offer for Sale | 23 crore shares |
| IFC Offer for Sale | 3.6 crore shares |
| Expected IPO Launch | Q3 2025 (Estimated: August–Sept) |
What Should You Do Next?
– If you’re keeping an eye on Tata Capital, now is the time to stay alert. With the IPO getting closer and share prices moving up in the unlisted market, many investors are locking in their positions early.
– Whether you choose to invest now or wait for the official IPO, make sure you track the updates regularly, compare prices, and talk to a trusted advisor before making any financial move.
C) Tata Capital IPO Date & Launch Timeline
If you’re planning to invest in Tata Capital shares, now is the time to stay alert. With the company inching closer to its stock market debut, there’s growing excitement among retail and institutional investors. Here’s a quick and simplified timeline to help you understand what’s happening and what to expect next.
~ Key Highlights: Tata Capital IPO Timeline
1. DRHP Filed: Tata Capital has already submitted its Draft Red Herring Prospectus (DRHP) with SEBI, a mandatory first step before launching any IPO.
2. SEBI Approval Awaited: The IPO is currently awaiting final approval from the Securities and Exchange Board of India (SEBI), expected soon.
3. RBI Deadline Pressure: As per Reserve Bank of India (RBI) rules, NBFCs like Tata Capital must list before September 2025, adding urgency to the process.
4. Expected IPO Date: Tata Capital’s IPO is expected to happen between August and early September 2025.
5. Share Offer Details: Tata Sons is set to divest 23 crore shares of Tata Capital, while the International Finance Corporation (IFC) aims to liquidate around 3.6 crore shares through the offer-for-sale (OFS) mechanism.
~ IPO Timeline Table for Easy Reference
| Event | Status | Expected Date |
| DRHP Filing | Completed | July 2025 |
| SEBI Approval | In Process | Late July – August 2025 |
| Anchor Investor Round | Yet to Begin | Early August 2025 |
| IPO Launch Window | Likely Soon | Mid–Late August 2025 |
| Final Listing Deadline (RBI) | Mandatory Compliance | Before 30 Sept 2025 |
~ What Should You Do Now?
– Start tracking updates related to Tata Capital regularly on reliable investment platforms.
– If you’re looking to enter early, explore opportunities in the unlisted market where Tata Capital shares are still available.
– Consult your advisor about pre-IPO investment avenues before the public issue is fully subscribed.
– Keep documents ready if you plan to apply through UPI or ASBA once the IPO opens.
D) Tata Capital DRHP & SEBI Approval Status
If you’re tracking Tata Capital Shares, this is the moment to pay close attention. With the IPO buzz heating up in 2025, Tata Capital has taken a significant step forward by filing its updated Draft Red Herring Prospectus (DRHP) with SEBI. Here’s what you need to know:
~ What’s the Latest on Tata Capital DRHP & SEBI Status?
1. Updated DRHP Filed:
– In July 2025, Tata Capital filed its revised DRHP with SEBI, marking a major milestone on the path to its much-anticipated IPO.
2. SEBI Approval Granted:
– The Securities and Exchange Board of India (SEBI) has approved the draft, clearing the way for Tata Capital to launch its IPO anytime in the coming weeks.
3. What the DRHP Includes:
– The DRHP outlines key details like the number of shares on offer, the offer-for-sale structure, company financials, and risk disclosures.
4. Major Share Sale:
– According to the draft, Tata Sons is set to offload nearly 23 crore shares, while the International Finance Corporation (IFC) aims to divest around 3.6 crore shares. This major share sale has drawn significant investor attention.
5. Strong Interest in Tata Capital Shares:
– With the SEBI nod, Tata Capital are in high demand in the unlisted space, with prices already ranging between ₹850–₹935 per share.
6. IPO Expected Soon:
– The final prospectus and IPO opening date are expected to be announced shortly. Investors holding Tata Capital Shares may benefit from early exposure if pricing holds strong.
7. Institutional Confidence:
– The SEBI approval has increased confidence among retail and institutional investors alike, further boosting demand for Tata Capital Shares in the grey market.
~ Quick Recap Table: Tata Capital DRHP & SEBI Approval
| Item | Status / Detail |
| DRHP Filing Date | July 2025 |
| SEBI Approval | Granted |
| Shares Offered (Tata Sons) | 23 crore |
| Shares Offered (IFC) | 3.6 crore |
| Current Unlisted Price | ₹850 – ₹935 per share |
| IPO Launch Expected | August–September 2025 (Tentative) |
| Investor Interest in Shares | Very High |
With SEBI’s approval in place, Tata Capital Shares are closer than ever to hitting the main market. If you’re considering investing, now’s the time to stay alert and act wisely.
E) How to Buy Tata Capital Unlisted Shares in India (2025 Guide)
If you’re excited about the upcoming IPO, buying Tata Capital Shares before listing could be a smart move. Unlisted shares are not available on traditional stock exchanges, but there are safe and legal ways to invest in them. Here’s a step-by-step guide to help you through it.
~ Steps to Buy Tata Capital Unlisted Shares:
1. Choose a Trusted Platform
– Start by selecting a reputed intermediary or marketplace that deals in Tata Capital Shares. Platforms like Unlisted Hub, Planify, and others offer verified deals.
2. Verify Share Availability
– Once you choose a platform, confirm the availability of Tata Capital unlisted shares and check the current price per share.
3. Complete KYC and Documentation
– You’ll need to complete basic KYC—PAN, Aadhaar, bank details, and demat account info are mandatory.
4. Review Pricing and Deal Terms
– Understand the lot size (minimum number of shares), total cost, and delivery time before making payment.
5. Make the Payment Securely
– Use NEFT/RTGS or any secured payment mode to transfer funds directly to the seller or platform.
6. Get Shares in Your Demat Account
– After payment, the shares are transferred to your demat account within 3–5 working days. You’ll receive a transaction confirmation from the depository.
~ Quick Snapshot: How It Works
| Step | Description |
| Platform | Choose trusted sources like Unlisted Hub |
| KYC | PAN, Aadhaar, bank & demat info needed |
| Price | Check live price for Tata Capital Shares |
| Lot Size | Usually starts from 25–100 shares |
| Payment | Bank transfer via NEFT/RTGS |
| Delivery | 3–5 business days to demat account |
~ Why Investors Are Buying Tata Capital Shares
Early investors are choosing Tata Capital to benefit from its strong growth and upcoming IPO. Buying before listing offers a chance to enter early and potentially gain higher returns.
F) Tata Sons Share Sale in Tata Capital IPO
Tata Sons, the promoter of Tata Capital, is preparing to sell a significant stake in the much-awaited IPO. Here’s a simple explanation of what’s happening and why it matters to anyone eyeing Tata Capital Shares.
~ Key Highlights You Should Know
– Tata Sons plans to offload 23 crore Tata Capital as part of the Offer for Sale (OFS) in the IPO.
– This move will help Tata Capital meet SEBI’s listing norms, which require a minimum public shareholding post-listing.
– Alongside Tata Sons, IFC (International Finance Corporation) is also expected to sell around 3.6 crore shares.
– The share sale will not only raise capital but also improve public float and enhance transparency for retail investors.
– This strategic divestment highlights Tata Sons Tata Capital IPO objective of aligning the company with market expectations ahead of its public debut
~ Tata Sons & IFC Share Sale Structure
| Seller | Number of Shares Offered | Purpose |
| Tata Sons | 23 crore | Regulatory compliance & unlocking value |
| International Finance Corp (IFC) | 3.6 crore | Stake monetization |
~ Why This Sale Matters
– This is the first time Tata Capital will be available to the public via a regulated exchange.
– The move is expected to raise over ₹15,000 crore, making it one of the biggest financial IPOs in recent years.
– As Tata Sons reduces its stake, market liquidity in Tata Capital will improve, offering better entry and exit points for retail investors.
– The Tata Sons Tata Capital IPO plan is structured to meet both compliance and public demand, making it an important event in India’s capital market landscape.
G) Tata Capital Valuation Before IPO
Tata Capital is creating buzz in the market with its upcoming IPO, and one of the biggest questions investors are asking is: what is the company’s valuation before it goes public? Understanding this can help you make informed decisions about Tata Capital Shares—whether you plan to buy them in the unlisted market or wait for the IPO.
Here’s a simplified breakdown to help you grasp the company’s financial standing and what it means for you:
~ Key Points on Tata Capital Valuation Before IPO
– Tata Capital’s estimated valuation is expected to be in the range of ₹1.5 to ₹1.8 lakh crore, based on the updated DRHP and market analyst estimates.
– The IPO includes an offer for sale of 26.6 crore shares, including 23 crore shares by Tata Sons and 3.6 crore shares by IFC, which suggests a high confidence level in market demand.
– As per recent data, the price of Tata Capital in the unlisted market is hovering between ₹880 to ₹935 per share, indicating strong investor interest even before the IPO.
– The company’s performance from FY22 to FY25 shows consistent growth, with rising profits and a healthy loan book, adding strength to the current Tata Capital valuation.
– Several big institutional investors are closely watching the pre-IPO movement of Tata Capital, suggesting this listing could be among the most talked-about of the year.
~ Tata Capital Financial Snapshot (FY22–FY25 Estimate)
| Financial Year | Revenue (₹ Cr) | Net Profit (₹ Cr) | ROE (%) | AUM (₹ Cr) |
| FY22 | 10,176 | 1,382 | 13.5 | 84,000 |
| FY23 | 12,600 | 1,722 | 14.2 | 96,000 |
| FY24 (Est.) | 15,500 | 2,100 | 15.8 | 1,10,000 |
| FY25 (Est.) | 18,000 | 2,580 | 16.5 | 1,25,000 |
~ Why This Matters to You
– If you’re looking to invest in Tata Capital before the IPO, this valuation helps set expectations for listing price and future growth potential.
– The pre-IPO valuation shows that the company is already in a strong financial position, backed by the Tata brand and regulatory readiness.
– A better understanding of this phase gives investors a clear picture of where Tata Capital stand today—and how they may perform tomorrow.
H) Tata Capital IPO vs Bajaj Finance – Side-by-Side Comparison
| Factor | Tata Capital Shares | Bajaj Finance |
| Company Status | Unlisted – IPO expected in 2025 | Listed on NSE & BSE |
| Market Availability | Available through unlisted market platforms | Available on stock exchanges |
| Group Backing | Backed by Tata Sons, a highly trusted Indian conglomerate | Part of the Bajaj Group, a leader in consumer lending |
| Business Segments | Lending, housing finance, wealth management | Consumer finance, EMI cards, personal & business loans |
| Growth Potential | High – Expansion across verticals before IPO | Stable – Strong performance over the years |
| Investor Access | Through pre-IPO buying of Tata Capital in unlisted markets | Freely tradable shares in the secondary market |
| IPO Sentiment | Strong – High demand for Tata Capital due to expected premium listing | Already listed; steady price performance |
| Valuation Stage | Attractive – Expected upside post listing | Mature – Growth priced in |
| Investor Buzz | Rising – Especially after DRHP filing and Tata Sons’ share sale | Steady – Trusted long-term performer |
| Who Should Consider? | Those seeking early entry into a rising NBFC by buying Tata Capital | Those preferring lower-risk exposure to a well-established lender |
~ Key Takeaway
– If you’re comparing Tata Capital vs Bajaj Finance, the choice depends on your investment style:
- Want early growth exposure and IPO potential? → Tata Capital
- Prefer stable, listed blue-chip NBFC? → Bajaj Finance
– Tata Capital offer a rare chance to invest in a fast-growing Tata-backed NBFC before its public debut.
Conclusion
Choosing between Tata Capital Shares and Bajaj Finance depends on your investment approach. If you want to be part of an early growth story with IPO upside, Tata Capital offers a unique entry point before listing. On the other hand, Bajaj Finance remains a trusted, well-established option with stable performance. The market is buzzing with activity around Tata Capital vs Bajaj Finance, and now is the right time to evaluate your goals and make an informed investment move.
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